In 1944, the U.S. government created a military loan guaranty program to help returning service members purchase homes. The result,the VA Loan, is a mortgage loan issued by approved lendersguaranteed by the federal government. Since its inception, the VA Loan program has helped place more than 20 millionveterans and their familiesinto an affordable home financing situation.
Today, the VA Home Loan program is more important than ever to service members. In recent years, lenders nationwide have tightened their lending requirements, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements. For more information you can also visit: http://www.benefits.va.gov/homeloans/
There are many benefits in using a VA Loan:
NO PMI - Since VA Loans are government backed, banks do not require you to buy Private Mortgage Insurance.
Competitive Interest Rates
Easier to Qualify
If you are military (active or retired), fire fighter, law enforcement, or teacher please contact us at www.loudounheroesnetwork.com to learn about discounts and rebates to be applied to your home purchase or the sell of a home.
I'm not a licensed lender but if you would like to talk with a lender about this program please contact me and I will put you in touch with several that can help you.
No matter how much time you spend on researching and educating yoursel
"“From the very beginning of our home search, Melody was helpful, responsive, knowledgeable, and accommodating. We live in Western Loudoun but Melody was happy to drive out here and take us house hunting multiple times. What impressed us the most was how on the ball she is – she responded so quickly to any questions we had, and if she didn’t know the answer or was unsure she took the time to go and research the subject in depth. For instance, we had questions about radon levels and the various water tests needed for well water. She was on the phone calling all kinds of companies and even government agencies to get us answers. She also wasn’t afraid to go to the sellers’ agents with any questions or concerns we had, no matter how small they might have been. She really was an advocate for us, and we knew that she wasn’t just out there trying to get us to buy a house and close the deal, she wanted us to find THE house, and get us the best deal. We had some requirements that really narrowed our pool of homes to choose from but we ended up finding our forever home, thanks to Melody. We had a few hiccups before closing but she was there every step of the way, in regular contact with the sellers agent, title company, mortgage lender, and even handled arranging all of the inspections for us. We would not hesitate to highly recommend her to anyone! ” "